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My Shopping Ban: 6 More Weeks

As of this writing, my loan is at $620.65.

Hard to believe this weight will be gone from my life in 6-7 weeks. I looked it up and I will have had this loan for 7 years and 7 months by the end. Silver lining? Shorter than I thought. I had always rounded up the time to 8 or 9 years. It really does feel like I’ve been paying it off so much longer. Now that I’m so close to the end, there’s a part of me that just wants to fall off the wagon. Who am I if I’m not paying student loans? Who am I when I don’t have debt one day? I’m weirdly uncomfortable with those thoughts.

My mixture of financial feelings are as follows:

1) The overwhelming sense of freedom. I’ll have $200 extra dollars a month! I can go places and do things with all the extra money!

2) The crushing realization that I still have to dig myself out of the hole I’ve put myself in. I have barely any savings after putting everything into the store, and haven’t been making a lot of money over the past year.

The happy medium? I’m going to keep getting contract work as often as I can. I’m going to continue paying my credit card off, but not as hard and fast as I am with the student loan. I am going to add to my savings and when I have reached a comfortable place, then I can hammer down my credit card debt.

In between all that, I want to have fun with my friends. Go out to dinner, see movies, go for small trips. Since I’ll be more relaxed about paying off my credit card(it’s not too bad, only about $1300 owing on it), I’ll create new goals to keep myself motivated. My next goal after June is too see if I can save $1000 by the end of September.

Do you have a summer financial goal? Leave a comment below, or find me on Twitter.